Credit Repair Forms - Credit Repair Contract

The Fair Credit Reporting Act is a federal statute, enacted in 1970 to protect the rights of consumers, and regulate the practices of those who provide information to the credit reporting agencies, the agencies themselves and credit report users. The FCRA states that a consumer can make a legal claim against, and sue the credit reporting agencies, creditors and debt collectors who report information that is wrong. The Fair Credit Reporting Act offers specific consumer protection if you have been victimized by the crime of identity theft.