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Don't provide personal or sensitive financial information Never give out or confirm personal or sensitive financial information ? such as your bank account, credit card, or full Social Security number ? unless you know the company or person you are talking with is a real debt collector.

When third-party debt collectors contact you by mail or by phone, one of the first things they'll say is, "This is an attempt to collect a debt, and any information obtained will be used for that purpose." This statement is commonly referred to as the "mini Miranda," because it is similar to the Miranda rights that law ...

3 Common FDCPA Violations and What to Do About Them, ing to an FDCPA Attorney Excessive, Harassing, or Abusive Phone Calls. ... Misrepresentations and Threatening Illegal Actions. ... Disclosing Your Debt to Others.

Never give out or confirm personal or sensitive financial information ? such as your bank account, credit card, or full Social Security number ? unless you know the company or person you are talking with is a real debt collector.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you. The FDCPA covers the collection of debts that are primarily for personal, family, or household purposes.