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Disadvantages of a deed in lieu of foreclosure You will have to surrender your home sooner. You may not pursue alternative mortgage relief options, like a loan modification, that could be a better option. You'll likely lose any equity in the property you might have.

Loss of your home: Your lender removes your name from the title of your home when you take a deed in lieu of foreclosure. This arrangement isn't right for you if you still want to live in your home. No guarantee of acceptance: Your lender isn't obligated to accept your deed in lieu of foreclosure.

If you wish to remove someone from a deed, you will need their consent. This can be done by recording a new deed, which will require their signature. If the person in question is deceased, you will need their death certificate and a notarized affidavit along with the new deed.

The joint owner(s) or the owner's spouse will need to submit a copy of the owner's death certificate county recorder's office. If there are more than two living owners, you may need to submit an affidavit to attest that you own the property.

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Open the most recent version of the contract in Word and scroll to the section of the contract that requires a signature. 2. Select 'Draw' from the header options at the top of the page and choose a pen from the ones shown. The black pen on the left is the best option for contract signing.