Add Formula Field To Legal Kentucky Garnishment Forms For Free

A Kentucky non-wage garnishment gives your creditor permission to directly tap into your bank account, which means that they can take some or all of the money in your account. Imagine having a couple thousand dollars in your checking account, and waking up one day to find out that all of it is gone.

While states are free to impose stricter limits, Kentucky's law is the same as federal law. On a weekly basis, the garnishment can't exceed the lesser of: 25% of your disposable earnings for that week, or. the amount by which your disposable earnings for that week surpasses 30 times the federal minimum hourly wage.

As such, garnishment forms should be filed with the Court using the forms available from the Commonwealth of Kentucky via the Circuit Court Clerk's Office. To this Court's current knowledge, not all state forms are available online as the current Kentucky garnishment form is a multi-part form with carbonless copies.

One of the most successful methods used to stop wage garnishment is by filing Chapter 7 bankruptcy, where you get a total fresh start. Or filing Chapter 13 bankruptcy reorganization, which pays back a reduced amount that you can afford and affects your credit less.

Ordinary garnishments Under Title III, the amount that an employer may garnish from an employee in any workweek or pay period is the lesser of: 25% of disposable earnings -or- The amount by which disposable earnings are 30 times greater than the federal minimum wage.

The government limits the amount of your disposable earnings that can be garnished from each of your paychecks. Most creditors can't take more than 25% of your disposable earnings or the amount by which your income that exceeds 30 times the federal minimum wage, whichever is less.