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Car Accident Reporting Rules in Indiana The driver of any motor vehicle involved in a crash that results in injury or death, or total property damage of $1,000 or more, must immediately call the police.

In most cases, drivers have 10 days from the date of the accident to submit their crash report with the Indiana BMV. In the report, the driver must include the following information: Date, time, and location of the accident. The driver's name and address.

In Indiana, the law requires immediate reporting of an accident to law enforcement. This is not an issue for many drivers because they contact the police right away for emergency assistance. You or your insurance company must also report your insurance status to the Bureau of Motor Vehicles (BMV) within 10 days.

No, Indiana is not ano-fault state for auto insurance. Indiana is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.

In Indiana, every motorist must carry the following: Bodily injury liability: Minimum of $25,000 per person and $50,000 per accident. Property damage liability: Minimum of $25,000 per accident. Uninsured motorist bodily injury: Minimum of $25,000 per person and $50,000 per accident.

Unless there is extensive damage done to your property, you have sustained injuries, or a crime has taken place, insurers will not likely need a police report. Having a police report while filing an insurance claim would speed up the process of the claim.