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How to Count the Seven-Day Waiting Period. Under the New Jersey workers' compensation statutes, the seven-day waiting period starts the day you are unable to continue at work because of your workplace injuries. This day can be the day of the actual accident or later.

A worker's benefits will be based on 70% of his average earnings but subject to this range of 20% to 75% of the SAWW. NJSA -12(a) and (b). Also in New Jersey, there are permanent partial disability benefits payable that are capped by 75% of the SAWW and 70% of the worker's average earnings, whichever is less.

Workers' compensation benefits provide income protection, not job protection, and an employer can legally fire an employee who is out on disability. There are situations, however, where an employee may have legal grounds to file a lawsuit against their employer for wrongful termination.

These benefits are intended to replace lost wages during the time the injured worker is deemed temporarily totally disabled and unable to work due to the injuries. In NJ, temporary disability benefits are typically about 70% of the injured worker's regular wages.

New Jersey has workers' compensation requirements mandating every employer to carry this insurance. Even if your business is a limited liability company (LLC) or only hires part-time or seasonal employees, you need workers' comp insurance in New Jersey.

Workers' Compensation provides medical treatment, wage replacement, and permanent disability compensation to employees who suffer job-related injuries or illnesses, as well as death benefits to dependents of workers who have died as a result of their employment.