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Filing. Both locations of the Court allow for filing bankruptcy petitions electronically via the Case Management/lectronic Case Files (CM/CF) system. CM/CF provides an easytouse electronic case filing feature that makes life easier for you by allowing you to file and view court documents over the internet.

In a Nutshell Chapter 13 bankruptcy is sometimes called a wage earner's plan because it allows filers who have regular income to repay all or part of their debts through a 3-5 year repayment plan. The timeframe is usually determined by how your current monthly income compares to the median income in your state.

It may take approximately three to five years to complete the repayment plan. You need to make regular payments to the trustee in ance with the bankruptcy repayment plan approved by the trustee.

Also called a wage earner's plan, Chapter 13 enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter 13, you work with the court on a repayment plan to make installments to creditors over 3 to 5 years.

Once your repayment plan gets confirmed, you must continue to make timely payments to the bankruptcy trustee each month for the duration of your plan. You must also continue to make payments on debts, such as your mortgage or car payment, which you proposed to pay outside of bankruptcy.

One of the primary purposes of bankruptcy is to discharge certain debts to give an honest individual debtor a "fresh start." The debtor has no liability for discharged debts. In a chapter 7 case, however, a discharge is only available to individual debtors, not to partnerships or corporations. 11 U.S.C. § 727(a)(1).