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In Washington, most creditors can garnish the lesser of (subject to some exceptions?more below): 25% of your weekly disposable earnings, or. your weekly disposable earnings less 35 times the federal minimum hourly wage.

The rule applies to all proceedings in all courts of the state of Washington unless otherwise specifically indicated by court rule. Paper size is 8-1/2" x 11". Forms and pleadings must be legibly written or printed on one side of each page only. Font: Forms and pleadings must be printed in standard text fonts.

Consumer debt exemptions are based on either 80% of disposable income or 35 times the state minimum wage which is now (2023) set at $15.74. Federal minimum wage remains unchanged and applies to general non-consumer, non-student loan, non child support, non spousal support type debts.

Washington's garnishment laws are among the most oppressive in the nation. In fact, Washington's garnishment laws are only slightly stronger than the minimum protections provided for under federal law." Creditors are allowed to garnish a larger percentage of wages in Washington than in many other states.

Stopping Wage Garnishment in Washington. There are some options for protecting your wages from garnishment, such as by objecting to a writ of garnishment or filing an exemption claim with the court. You can also stop most wage garnishments by filing for bankruptcy. In most cases, the sooner you can do this, the better.

Washington Wage Garnishment Process. To get a wage garnishment, a creditor must first go to court and get a court order and judgment. This is true for wage and bank account garnishments. This is done by filing a summons and complaint with the court and serving the debtor with the summons and complaint.