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A Chapter 13 petition for bankruptcy will likely necessitate a $500 to $600 monthly payment, especially for debtors paying at least one automobile through the payment plan. However, since the bankruptcy court will consider a large number of factors, this estimate could vary greatly.

In a basic sense, Chapter 13 allows you to keep your property because you are able to repay your debts through your income, whereas in Chapter 7, you select property you are eligible to keep from a list of state exemptions. Common exemptions in Ohio and Kentucky include: Homestead ? real or personal property.

While it may feel odd to pay fees to tell the courts you don't have enough money, you typically have to pay court fees to file for bankruptcy. The filing fee for a Chapter 7 bankruptcy is $338, while the filing fee for a Chapter 13 bankruptcy is $313.

What is a 410A form? Mortgage Proof of Claim Attachment (US Bankruptcy Court Official Form 410A) This Official Form 410A must be attached to a proof of claim in an individual debtor's bankruptcy case where the claim is secured by a security interest in the debtor's principal residence.

After her case was dismissed she filed a new case and received a discharge. To summarize, 100% of the clients who filed chapter 7 obtained bankruptcy protection, and 99% of the cases received a chapter 7 discharge. There simply is no more effective way out of debt. Chapter 7 relief is immediate.

Certain debts will remain on your account when you file for Chapter 7 bankruptcy. You will still be responsible for alimony and child support. Tax liens, student loans, and personal injury debts caused by intoxicated drivers are still on the docket, as well.