Check Spelling In Legal Kentucky Accidents Forms For Free

Most states are broadly categorized as ?no fault states? or ?at-fault states,? depending on which driver's insurance company takes first priority for paying out medical expenses and lost wages for car accident claims. Where does Kentucky fall? The short answer is yes: Kentucky is a no-fault state.

In Kentucky, the no-fault car insurance law means that you will file a claim with your own car insurance provider after a car accident whether or not you caused the crash. Your own car insurance policy will cover your damages without requiring proof of someone else's fault.

Go to the official Kentucky State Police website. Share your case number, report date, and the last name of the car owner on their portal. Now pay the $10 processing fee to access the accident report. This is the fastest way to obtain it.

Getting into an accident without insurance in Kentucky Additionally, since Kentucky is a no-fault state, each driver must process their claims through their insurance. Therefore, even if you were not at fault for the accident, you would still have to pay for your vehicle damage and medical bills out of your pocket.

Checking with Local Police and the California Highway Patrol Don't call 911 unless you have a real emergency, but you can call a Police Desk or the nearest CHP call center. They could be able to tell you if any accident is reported in your area.

The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident ing to their own insurance policy.