Check Spelling In Legal Pennsylvania Garnishment Forms For Free

Garnishment is primarily a reduction of income, which can be burdensome for those already struggling to make ends meet. The garnishment doesn't just hurt your budget, but it can also drag down your credit scores.

While your wages can be garnished in Pennsylvania, there are very limited situations where it is allowed. Garnishment may happen only if the appropriate legal procedures are adhered to for the following debts: A judgment for spousal or child support. Pennsylvania Higher Education Assistance Agency (PHEAA) student loans.

Ordinary garnishments Under Title III, the amount that an employer may garnish from an employee in any workweek or pay period is the lesser of: 25% of disposable earnings -or- The amount by which disposable earnings are 30 times greater than the federal minimum wage.

§ 6334(d)). States and local governments might also be able to garnish your wages to collect unpaid state and local taxes. Under Pennsylvania law, garnishments by the Pennsylvania Department of Revenue can't exceed 10% of your net wages, and your wages must be above poverty guidelines.

Pennsylvania does permit what is called "bank garnishment." This means if you have money in a bank, a creditor may obtain a judgment against you in court and garnish whatever money is deposited there ? even if that money is from a direct deposit of wages. Once the money is in the bank, it is subject to garnishment.

Pennsylvania does permit what is called "bank garnishment." This means if you have money in a bank, a creditor may obtain a judgment against you in court and garnish whatever money is deposited there ? even if that money is from a direct deposit of wages. Once the money is in the bank, it is subject to garnishment.