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The Trustees and beneficiaries are not personally liable for debts owed by the Trust. The Trustee is acting in a fiduciary capacity. The Trustee is required to gather the assets and pay the Trust debts. If the Trust does not have enough money to pay the debts, the creditors are out of luck.

Additional examples of unsecured debt include medical debt and most types of credit card debt. If you die with unsecured debt, repayment becomes the responsibility of your estate. Your legal estate refers to all the assets, property and money left behind by you or another deceased person when they die.

In California, creditors have limited access to irrevocable trusts because the trust creators cede all control of trust assets. But on rare occasions, the trust language could allow creditors to reach a beneficiary's distributions from an irrevocable trust.

If there's no money in their estate, the debts will usually go unpaid. For survivors of deceased loved ones, including spouses, you're not responsible for their debts unless you shared legal responsibility for repaying as a co-signer, a joint account holder, or if you fall within another exception.

Your Maryland driving record can be obtained online at the Maryland Department of Transportation Motor Vehicle Administration website. To rest a copy, visit: Maryland Driver Services. The fee for obtaining your record is $12.00 for a certified copy or $9.00 for a non-certified copy.

What You'll Need to Transfer your Out-of-State Driver License to Maryland Current out-of-state driver's license. Another form of identification. Proof of your Social Security number. Proof of your new residence with your new address.