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Title insurance guarantees you or your lender against losses from any defects in title that may exist in the public records at the time you purchase that property, and certain other risks described in the title insurance policy.

Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender.

Title insurance is a policy meant to protect home buyers and mortgage lenders from damages or financial losses caused by a bad title due to title defects. Most title insurance policies cover all the common claims filed against a title, including outstanding liens, back taxes and conflicting wills.

Yes, you need title insurance if you own real estate. It provides protection against losses that occur when the title to a property in California is not free and clear of defects. Examples include an undiscovered lien (such as a mechanics lien) or easement against the property.

Judicial Council Forms. To help you make sure that your court documents have the information the court needs, the California courts have created a set of court forms called Judicial Council forms.

Form FL-300, Request for Order, is the basic form you need to file with the court. Depending on your request, you may need these additional forms: When specific Judicial Council forms must be used to ask the court for orders. For example, to ask: ? If you and the other party have an agreement.