Complete Legal Arizona Garnishment Forms For Free

The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less.

If after December 5, 2022, then the new law which only allows for 10% garnishment is in place. The employer should look at the garnishment package to see when the judgment was effective as that will dictate whether 25% or 10% of the employee's non-exempt disposable earnings can be garnished.

First, the judgment creditor files an Application for Writ of Garnishment and Writ of Garnishment and Summons with the court. There is a fee to file this form, but you can apply for a fee deferral if you cannot pay it right away. Garnishment forms can be filed in any county courthouse in Arizona.

Bankruptcy prevents most garnishments from going into effect, and stops garnishments that are already in place. Bankruptcy also allows you to eliminate most types of unsecured debt, including most judgments.

The writ of garnishment is a court order requiring the garnishee to withhold a certain amount from your earnings and to continue to withhold a portion of your earnings until the judgment is satisfied or the writ is quashed by the court or released by the judgment creditor.

Your creditor can garnish your wages once they have obtained a money judgment against you and you fail to pay the balance. At that point, the creditor will request an order to garnish your wages from the court, and have it served on you and your employer.