Complete Legal Colorado Garnishment Forms For Free

The act changes the amount subject to garnishment to 20% of the individual's disposable weekly earnings 40 times the amount by which an individual's disposable earnings for a week exceed the state or federal minimum wage.

(1) A writ of continuing garnishment shall be a lien and continuing levy against the nonexempt earnings of the judgment debtor until such time as earnings are no longer due, the underlying judgment is vacated, modified or satisfied in full, the writ is dismissed, or for 91 days (13 weeks) following service of the writ, ...

Employers who receive a creditor's request to garnish one of their employees' wages for debt from a consumer credit transaction should expect that request to be accompanied by a court order authorizing the requested garnishment and be served with the required accompanying forms related to exempt earnings.

You may be able to stop any future wage garnishment from happening by presenting a case that allows the lawsuit to be decided in your favor, which means the creditor doesn't get a judgment against you. If the creditor does get a judgment against you, they will seek information about your assets, accounts, and employer.

Under Colorado law, garnishing an employee's wages for debt from a consumer credit transaction is expressly prohibited unless judgment has been entered by a court.

Property that cannot be garnished: In other words, if a person is only working 30 hours a week at a minimum wage, or if a person's weekly earnings are only the equivalent of 30 times the hourly minimum wage, these wages will be exempt from garnishment. The amount is different for child support judgments.