Complete Legal Florida Garnishment Forms For Free

In Florida, creditors can obtain a court order to garnish wages if the employee owes unpaid taxes, child support, or student loans, among other types of debts.

To stop wage garnishment in Florida, a judgment debtor must (1) review the writ for procedural mistakes, (2) file a claim of exemption, (3) gather all documents in support of the claimed exemption, and (4) attend the final hearing on the exemption. The most common exemption is the head of household exemption.

Here are the rules: A creditor can garnish 25% of your disposable income or the amount by which your disposable income exceeds 30 times federal minimum wage, whichever is less. In Florida, if your disposable income is less than 30 times federal minimum wage, your wages can't be garnished at all.

The exemption is asserted as a defense to garnishment of a debtor's wages. The head of household exemption allows a judgment debtor to exempt their earnings from garnishment, including salary, wages, commissions, or bonuses. The exemption is provided by section 222.11 of the Florida statutes.

Ing to Florida Statute 222.11, a head of family whose earnings are $500 per week or less is exempt from wage garnishment. If you are a head of family and you earn more than $500 per week, the amount garnished is calculated based only on the amount you earn in excess of $500.

To stop wage garnishment in Florida, a judgment debtor must (1) review the writ for procedural mistakes, (2) file a claim of exemption, (3) gather all documents in support of the claimed exemption, and (4) attend the final hearing on the exemption.