Convert To Excel Legal Georgia Fair Debt Credit Forms For Free

A debt validation letter is a letter that debt collectors must provide that includes information about the size of your debt, when to pay it, and how to dispute it. A debt collection letter essentially proves you owe the debt collector money.

Debt Validation Letter Example I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.

You must file an answer to the complaint in writing with the court. The complaint will include statements about the debt and about you. If any statements are false, you must tell the court by denying them in your answer. Your answer should also tell the court any reasons why you shouldn't have to pay the debt.

But what must the creditor provide by way of documentation? At a minimum, it must produce: A copy of the original written agreement between the parties, such as the loan note or credit card agreement, preferably signed by you.

When a debt collector contacts you about a debt, they are legally required to provide information about that debt, including the name of the creditor, the amount owed, and your right to dispute it. There are some limited exceptions to this rule.

When contacted, find out: The identity of the debt collector, including name, address, and phone number. The amount of the debt. What the debt is for and when the debt was incurred. The name of the original creditor. Information about whether you or someone else may owe the debt.