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Some of the easiest loans to get approved for include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.

It is not very difficult to get a personal loan from OneMain Financial because they offer personal loans for people with credit scores as low as 600-650+. Other OneMain Financial personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.

If you have less-than-perfect credit and have found it difficult to get approved for other personal loans, a OneMain Financial loan may be a good fit. You may be able to take out a secured loan that's backed by your car and potentially receive more-favorable terms.

Compare lenders. Many lenders ? including OneMain Financial ? let you prequalify with only a soft credit check that won't hurt your credit score. Make sure to consider rates as well as other factors like loan amounts, fees, repayment terms and eligibility requirements.

Proof of residence (e.g. a driver's license with your current address, a utility bill, or a signed lease) Proof of income (e.g. pay stubs or tax returns)

And while having a credit score below 670 most often disqualifies you for the majority of personal loan lenders, OneMain Financial has no minimum credit score requirement for applicants, and even has a secured loan option (with collateral) to make borrowing more accessible.