Copy And Paste In Legal New Mexico Bad Checks Forms For Free

Writing a bad check is a crime if the check writer knew that there were insufficient funds to cover the check and intended to defraud you. It is also a crime to forge a check or write a check.

When you cash or deposit a check and there's not enough funds to cover it in the account it's drawn on, this is also considered non-sufficient funds (NSF). When a check is returned for NSF in this manner, the check is generally returned back to you. This allows you to redeposit the check at a later time, if available.

The Bad Check Diversion Program (BCDP) is a diversion program designed to obtain restitution and a service fee for you, the complainant without processing the case through the criminal justice system. A processing fee is paid by the check writer to help defray the costs of running the diversion program.

Where the check issued is in an amount less than $150.00, the offense is classified as a first degree misdemeanor, punishable by up to 1 year in jail. Where the check is in an amount of $150.00 or more, the offense is a third degree felony, punishable by up to 5 years imprisonment.

Worthless Checks are a Crime: Under New Mexico State Law, passing a bad check in the amount of $25.00 or more is prosecutable as a 4th degree felony. The law allows for a prison sentence of up to three years and a fine of $1000.

You should send the writer of the check a notice, by certified or registered mail with a return receipt requested or by First Class U.S. Mail with an Affidavit of Service, giving them fifteen (15) days from the receipt of your letter in order to pay you the face amount of the check, plus a service charge of $25.00 (if ...