Define Fillable Fields In Legal Arkansas Garnishment Forms For Free

If the consumer creditor ? also called the judgment creditor ? successfully gets a court judgment against you, it may then request a writ of garnishment from the court. Your employer ? also known as the garnishee ? will then be served with the garnishment order.

Arkansas Wage Garnishment Rules The state constitution and statutes exempt from garnishment the lesser of the first 60 days' wages or $200 for a single person, $500 for a head of family if the employee certifies that wages plus other personal property equal less than these amounts.

Bank accounts solely for government benefits Federal law ensures that creditors cannot touch certain federal benefits, such as Social Security funds and veterans' benefits.

Under the Consumer Credit Protection Act, the maximum amount allowed to be garnished from disposable earning income may NOT exceed 25%. Therefore, in order for wages to be garnished, you must make 30% of minimum wage for a 40-hour week. Following is a chart which indicates the disposable income which may be garnished.

When your bank receives a court order to garnish money in your account, your bank must look at your account history to see if you received federal benefits by direct deposit in the last two months. Two months' worth of benefits are protected and remain in your account for you to use.

There are five states that prohibit bank account garnishment when the bank account contains only a small amount of money: South Carolina, Maryland, North Dakota, New York, and New Hampshire. In addition, North Carolina, South Carolina, Pennsylvania, and Texas all prohibit wage garnishments for consumer debts.