Delete Pages From Legal Tennessee Bad Checks Forms For Free

39-14-121, an individual can be charged with the offense of passing bad checks if he/she: Intentionally writes a check knowing there is not or will not be sufficient funds to cover the amount of the written check when presented to the bank for payment.

If you can, try to cash the check at the issuer's bank so that if it bounces again, you won't get hit with another NSF charge by your bank. Send a ?bad check? demand letter: If you're having trouble getting a response from the check issuer, send them a bad check demand letter.

The crime of passing bad or worthless checks in Tennessee is treated and punished like theft. For instance, passing bad checks in value of $500 or less is a misdemeanor. Anything over $500 is a felony, with amounts over $1,000 and $10,000 bringing enhanced punishment.

After you find out that the check bounced, contact the bank. Even though the check bounced at one time, there might be sufficient funds now. Ask if the bank can try depositing the check again. If there still aren't sufficient funds in the customer's account, ask the bank if they can do an enforced collection.

As the recipient of a bounced check, you will need to get in touch with the check issuer and request payment. If you're unable to resolve it with a conversation, you could take further action by sending a demand letter via certified mail.

The bank will "bounce" the check if you write a bad one because there are insufficient funds in your account to cover it. It will decline to pay the amount. But some individuals write and try to pass checks even though they know there's not enough money in their accounts to cover them.