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Include the person's name in Human Resources if you have it. Begin the letter referencing the employee whose wages should be garnished, the debt and the person who is owed the debt. Your Writ of Garnishment/Execution should have already been served by the county's Sheriff, so you can include those details as well.

Avoid wage garnishment in Illinois through debt settlement Repaying the debt stops any further collections and legal actions. The court will dismiss the case against you since there's no longer anything to collect. You'll want to make sure you get a receipt from the creditor so you have it in case any issues arise.

Dear Mr. James, This is to notify that ing to the orders of the court, we must garnish your salary for the duration of six months or till you repay the outstanding loan amount you owe to Growth Bank Ltd.

The garnishment doesn't just hurt your budget, but it can also drag down your credit scores. Although wage garnishments don't appear directly on your credit reports, that doesn't mean they're invisible to lenders.

Example Letter to Stop Wage Garnishment Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.

The fact that an old debt, either a credit debt or a tax debt, is being paid through a garnishment doesn't usually show up on most credit reports. What does show up is the fact that the debt was delinquent and that there is a judgment against you for the unpaid debt.