Edit Legal Kentucky Bad Checks Forms For Free

PC 476 check fraud primarily deals with making, passing, or attempting to pass, , fictitious, or altered checks with intent to defraud somebody out of money or property. Penal Code 476a, primarily deals with real checks you pass, or attempt to pass, with insufficient funds.

Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank's policies regarding fraudulent checks. Fraudulent checks may be part of an overpayment/money order scam.

It is also a crime to forge a check or write a check. If you believe you are a victim of a crime, report this to your police department, sheriff's office, or district attorney's office. You may also sue someone who writes you a bad check without having a valid reason for doing so.

When the funds are made available in your account, the bank may say the check has ?cleared,? but that doesn't mean it's a good check. checks can take weeks to be discovered and untangled. By that time, the scammer has any money you sent, and you're stuck paying the money back to the bank.

The charges depend on the check amount. For example, knowingly cashing a bad check for $1,000 to $74,999 will be treated as a misdemeanor, while doing the same for a check for $75,000 or more will be treated as a felony. The misdemeanor could result in a fine between $1,500 and $10,000 and jail time ? up to five years.

Writing and passing bad checks is often charged as ?theft by deception? in the state of Kentucky. The charge is considered a misdemeanor if the bad checks are less in value than $300. If they are more than $300, the charges may be escalated to a felony (class D).