Edit Legal Tennessee Bad Checks Forms For Free

A bad check is one that can't be negotiated because it's drawn on a nonexistent account or on an account that holds insufficient funds to cover its amount. A bad check is also known as a hot check and writing one is illegal.

Class A felonies are the most serious level of felonies in Tennessee. Class A felonies are punishable by 15-60 years in prison and a fine of up to $50,000. An example of a Class A felony is aggravated rape (rape that causes injury to the alleged victim or where the defendant is aided by a weapon or others).

The crime of passing bad or worthless checks in Tennessee is treated and punished like theft. For instance, passing bad checks in value of $500 or less is a misdemeanor. Anything over $500 is a felony, with amounts over $1,000 and $10,000 bringing enhanced punishment.

Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank's policies regarding fraudulent checks. Fraudulent checks may be part of an overpayment/money order scam.

The offense of issuing or passing worthless checks is punishable as theft pursuant to § 39-14-105. Value shall be determined by the amount appearing on the face of the check on the date of issue.

You could face a significant financial loss since most bank policies do not honor a bad check. Depending on the situation, multiple bounced checks may result in a frozen or closed account. Bank accounts are frozen when a bank employee suspects illegal or suspicious activity.