Erase In Legal Florida Bankruptcy Forms For Free

To be eligible for filing a Chapter 7 bankruptcy in Florida, the individual must either be a permanent resident of the state or hold property within its jurisdiction. A Chapter 7 case typically takes about 90 days, depending on how many assets and creditors you have.

Get Your Filing Fee If you can't pay the fee, you can request a fee waiver from the court. To qualify for a waiver, your income must be less than 150% of the federal poverty guidelines. See the Florida Fee Waiver Eligibility table below.

Only individuals (including married couples) can file bankruptcy or appear before the court without a lawyer. Self-represented parties may use this page to access some information about the bankruptcy process and some required local procedures.

Along with eliminating debt, filing for bankruptcy also has the benefit of stopping actions from creditors. Most creditors will stop calling or attempting to contact people after being informed they have filed for bankruptcy. In addition, the filing may also halt legal actions, like wage garnishments.

If the determined monthly income is over $12,475, then you'll very likely have to move forward with another bankruptcy option. Any monthly income between $7,475 and $12,475 will require further calculations to determine eligibility.

Form 122A-2. This form, titled the ?Chapter 7 Means Test Calculation,? is the one you fill out if your income is higher than the state median. You will use this form to deduct allowable expenses and see how much income you have left over. This will help determine whether you might qualify for Chapter 7 or Chapter 13.