Erase In Legal South Carolina Garnishment Forms For Free

Garnishment generally prohibited In general, South Carolina law prohibits most private parties from garnishing your wages for consumer debt. As a result, most creditors cannot seek garnishment of your wages for credit card debts, purchases of goods on store credit, cash advances and other forms of consumer debt.

Judgments create automatic liens on real property if filed correctly. Therefore, the debtor will not be able to sell real estate that has a judgment attached to it.

But federal law allows you to keep an amount that's equivalent to 30 times the current federal minimum wage per week. Unlike the garnishment of a student loan, the IRS is not limited in the wages it can take through garnishment. The South Carolina Department of Revenue may levy up to 25% of an employee's income.

South Carolina law permits creditors to execute bank levies against debtors, but exempts certain types of accounts and monies from seizure. The procedure in South Carolina to obtain funds in an account is usually via a supplemental hearing in state Equity Courts to enforce a civil judgment against a debtor.

Example Letter to Stop Wage Garnishment I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.

Disputing the garnishment order In South Carolina, a garnishment order may only be valid if backed by a court order from within the state. Some consumer creditors may try to garnish your wages with a money judgment. You can launch a formal dispute with the courts to overturn such garnishments.