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This is 66 or 67 for most people, depending on when you were born. But there's a third option: Delay benefits until age 70. In doing so, you can get a Social Security bonus in the form of a higher benefit amount. The bonus is worth roughly 8% more for each year you delay benefits past full retirement age.

One must either be over the age of sixty-five, blind and/or disabled. Additionally, they must have a limited income and resources as the program is need-based and aims to assist beneficiaries to cover basic costs for food and shelter.

You must mail Form SS-5 and your supporting documents to your nearest Social Security office or take them there in person. While you can get a copy of Form SS-5 online?and even fill it out on your computer?you cannot submit the form online. 1 If you find a website that says it can do this for you, it's a scam.

Some ways to increase your Social Security payments include: Work at least 35 years. Earn more if possible. Work until full retirement age. Delay claiming until age 70. Claim spousal payments. Include family. Know retirement earning limits. Minimize Social Security taxes.

If you download, print and complete a paper form, please mail or take it to your local Social Security office or the office that requested it from you. Important Note: PDFs you open from this page may default to opening within a browser, depending on your browser settings.

Have you heard about the Social Security $16,728 yearly bonus? There's really no ?bonus? that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.