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A mutual insurance company, New York Life is owned by its policyholders and has no outside shareholders. As a mutual, New York Life distributes a portion of its earnings to eligible policyholders as annual dividends. As of 2016, the company has paid a dividend every year since 1854.

New York Life also provides insurance and investment products to the institutional market and operates one of the world's largest global asset managers through New York Life Investments. The company was founded on April 12, 1845 and has occupied its landmarked headquarters on Madison Avenue in New York City since 1928.

Voluntary Term Life Insurance is issued by Life Insurance Company of North America and New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company.

Chubb traces its history to 1792, when investors met at Independence Hall in Philadelphia to organize the Insurance Company of North America (INA), the first stock insurance company in the United States. INA, then part of Cigna Corporation, was acquired by ACE Limited in 1999.

Which is the biggest U.S. life insurer? Northwestern Mutual is the biggest life insurer in the U.S., based on market share data for individual policies in 2022. What is a mutual life insurance company? A mutual life insurance company is owned by its policyholders, rather than outside stakeholders.

Providing peace of mind during a time of need. If the unexpected happens, the NYL GBS Survivor Assurance Program can help. Available with NYL GBS Life and Accidental Death and Dismemberment plans, this program provides financial, bereavement and legal support for your loved ones during their time of need.