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While it may feel odd to pay fees to tell the courts you don't have enough money, you typically have to pay court fees to file for bankruptcy. The filing fee for a Chapter 7 bankruptcy is $338, while the filing fee for a Chapter 13 bankruptcy is $313.

In Chapter 7 bankruptcy, the filing fee is $338. You may be able to get the court to waive the fee if your current income is below 150% of the poverty guidelines. (See Virginia's Fee Waiver Eligibility table below.) When you file your documents, the court clerk will require you to pay the fee.

The cost for filing a Chapter 7 bankruptcy is $306. This fee may not be waived but you may be able to pay it in installments. The fee of $281 for a Chapter 13 bankruptcy cannot be waived. If you are filing a Chapter 13 bankruptcy, a proposed repayment plan must also be submitted.

Chapter 13 Filing Fee If an individual debtor is unable to submit the full filing fee at the time of filing, the debtor may request to pay the fee in installments. A completed Application to Pay Filing Fee in Installments ? EDVA must be filed with the petition and approved by the court.

In most respects, filing for bankruptcy in Virginia isn't different from filing in another state. The bankruptcy process falls under federal law, not Virginia state law, and works by unwinding the contracts between you and your creditors. That's what gives you a fresh start.

The solution may be Chapter 7, which discharges debts but also liquidates assets though not all of a person's assets. Chapter 13 bankruptcy allows a person to keep their assets, but puts them on a strict repayment plan. No matter which type you file for, the court puts an ?automatic stay? on any foreclosure action.