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You should dispute a debt if you believe you don't owe it or the information and amount is incorrect. While you can submit your dispute at any time, sending it in writing within 30 days of receiving a validation notice, which can be your initial communication with the debt collector.

Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.

Information to include in your dispute letter Full name. Date of birth. Current address. Driver's license number. Social Security number (optional). The account number of the tradeline you're disputing (e.g., account number found on your utility bill, student loan bill or mortgage statement).

Once you find an error, you need to contact Equifax to let them know. You can do this one of three ways: Via web, by using the Equifax online dispute form. Via mail, by writing to Equifax Information Services LLC, P.O. Box 740256, Atlanta, GA 30374.

This form is used as a report of divorce or annulment for the Department of Health-Division of Vital Records in Richmond, Virginia. The information contained in this form is used for statistical purposes by the State. No Final Order of Divorce will be entered by the Court without a completed VS-4 form.

The ?Petition for Proceeding in Civil Case Without Payment of Fees or Costs? is a form that allows a person who has little income (or who has very high expenses) to ask a Virginia court to ?waive? (which means ?not require?) the fees associated with civil court actions.