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The minimum amount of PIP coverage required in New Jersey is $15,000, but you can purchase up to $250,000. If you have lower limits and suffer a severe brain or spinal injury, your limits may automatically jump up to $250,000 until you are stabilized.

In order to protect yourself and your family, and to be able to receive the medical benefits you may need in a serious automobile accident, we strongly recommend that you purchase the $250,000 PIP coverage. It is the best medical coverage you can buy. We also recommend the minimum $250 deductible and 20% copay.

A basic policy provides $100 a week in lost wages, with the total coverage capped at $5,200. For services you cannot do yourself, such as lawn care, PIP pays up to $12 a day for a total of $4,380. New Jersey PIP coverage also includes death and funeral expenses.

The standard minimum personal injury protection coverage is $2,500.00. Your auto insurance company will pay this amount for your medical bills (and depending on your policy, even lost wages) without any regard to who was at fault in the accident.

A: Yes, PIP coverage is mandatory in New Jersey regardless of your health insurance coverage. In the event of an accident, PIP offers additional benefits like coverage for lost wages and essential services, which are typically not covered by health insurance.

Most average personal injury car accident cases in New Jersey can take anywhere from six months to two years to resolve. The duration of your case will vary depending on its specifics, including whether it goes to trial.