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Bankruptcy is your best option for getting rid of debt without paying. Before committing to filing bankruptcy, understand your options and the consequences that come with having a bankruptcy on your credit report.

Credello: Studies show that Millennials often have debt. The average amount is almost $30K. Some have more, while others have less, but it's a sobering number. There are actions you can take if you're a Millennial and you're carrying this much debt.

Yes, a $30,000 credit limit is very good, as it is well above the average credit limit in America. The average credit card limit overall is around $13,000, and people who have limits as high as $30,000 typically have good to excellent credit, a high income and little to no existing debt.

National Debt Relief assists with many types of unsecured debt, including credit cards, medical bills and some student loans. National Debt Relief charges no upfront fees. Free consultations are offered. Many types of debt qualify for help.

How to Get Rid of $30k in Credit Card Debt Make a list of all your credit card debts. Make a budget. Create a strategy to pay down debt. Pay more than your minimum payment whenever possible. Set goals and timeline for repayment. Consolidate your debt. Implement a debt management plan.

Here are 6 common but important aspects to consider to clear credit card dues on time. Convert payment to EMIs. ... Find a payment strategy. ... Consolidate debts with a personal loan. ... Know your billing cycle and take advantage of grace period. ... Limit the number of credit cards. ... Consider an automatic bill payment facility.