Make Fillable Legal Mississippi Garnishment Forms For Free

Limitations on garnishment You may be relieved to know that Mississippi law limits the amount that may be taken from your paycheck. Under the law, your creditors may only take the lesser of: 25 percent of your disposable earnings or 30 times the federal minimum wage.

In Mississippi, your wages cannot be garnished without your knowledge in most cases. In the majority of instances, your creditor must first file and win a lawsuit against you before garnishment is even a question. If the court rules in the creditor's favor, it can then award a judgment against you.

If you have more than one wage garnishment issued against you, creditors can still only take a total of 25% of your weekly disposable income. So, for example, if one creditor is garnishing 15% of your weekly disposable income, then the other creditor can only garnish the remaining 10%.

The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less.

Yes, but they must go to court before garnishing wages. Under most circumstances in Mississippi, creditors can only garnish your wages or bank accounts after they have a judgment or other court decree against you. A judgment is the final decision of a court entered by a court at the end of a lawsuit.

Up to 50% of a worker's disposable earnings if the worker is supporting another spouse or child, or up to 60% if the worker is not. The IRS factors in the employees standard deductions and number of dependents. The maximum amount is 50%. Wage garnishment rates vary from state to state.