Make Legal Arizona Fair Debt Collections Forms For Free

Here's what every debt letter should include: Date of the letter. Lawyer's name, firm, and address. Client's name and address. A subject line that states its purpose. The precise amount the client owed your firm and the date when the payment was due. Instructions on how to pay the debt and the new deadline.

To take legal action to collect a debt, the creditor (the person or company owed money) files a lawsuit against the debtor (the person who owes the money). Once a debt collection lawsuit is filed with the court, the creditor must give the debtor notice of the lawsuit (service).

Fair Debt Collection Practices Act (FDCPA) § 1692-1692p). Third-party debt collectors are prohibited from engaging in unfair, deceptive, or abusive practices while collecting these debts. Under the FDCPA, third-party debt collectors: may contact a person only between a.m. and p.m. at home or work.

Dear [Customer Name], I hope this email finds you well. I am reaching out in regards to Invoice [Invoice Number], which has not been paid despite its due date of [Due Date]. I understand that paying outstanding debts can be challenging, and I am writing to offer you multiple payment plan options.

I respectfully request that you forgive my alleged debt, as my condition precludes any employment, and my current and future income does not support any debt repayment. Please respond to my request in writing to the address below at your earliest convenience. Thank you in advance for your understanding of my situation.

In the state of Arizona, entities and individuals who solicit claims for collections ? or collect claims owed or due to a third party ? require a Collection Agency License. Licensing is regulated and supervised by the Arizona Department of Financial Institutions (AZDFI).