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The insurance company or the employer pays the cash disability benefits to the employee. These benefits continue depending upon the extent of the injury and loss of wages but cannot exceed 450 weeks. Cash benefits can equal as much as two thirds of an employee's average weekly pay.

If you are an employer and have an employee who claims to have been injured, a statute of limitations applies to how long a worker has to file a workers' compensation claim. Under the Mississippi Workers' Compensation Act, following a work related injury, a claimant has two years to file a claim for benefits.

The maximum wage replacement benefit that an injured worker in Mississippi can receive is two-thirds of the state's average weekly wage for all workers. ing to the Mississippi Workers' Compensation Commission, the highest workers' compensation in Mississippi for 2021 is $523.16.

Who is exempt from Mississippi Workers' Compensation insurance? Exempt employees include: Domestic and farm laborers. Employees of non-profit fraternal, charitable, religious or cultural organizations.

Independent Contractors are excluded from coverage although special protection is given to employees of subcontractors. The Workers' Compensation Law does not apply to federal employees or certain transportation and maritime employments covered by federal compensation laws.

All employers with five (5) employees regularly employed are required to provide workers' compensation insurance coverage. If the employer has less than five (5) employees, workers' compensation coverage is not mandatory but may be provided voluntarily by the employer.