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Ordinary garnishments Under Title III, the amount that an employer may garnish from an employee in any workweek or pay period is the lesser of: 25% of disposable earnings -or- The amount by which disposable earnings are 30 times greater than the federal minimum wage.

The wage garnishment process in Oklahoma has several steps: Step 1: The creditor files an affidavit to begin the garnishment proceedings. ... Step 2: The creditor serves you with a notice of garnishment. ... Step 3: You can make objections to the garnishment. ... Step 4: The employer gets a garnishment summons.

Oklahoma allows two types of garnishment: continuing or wage garnishment, and non-continuing, which is bank account levy. For wage garnishment, Oklahoma follows federal rules, and exempts 75% of the judgment-debtor's disposable earnings (OK Stat.

Under Oklahoma law, creditors can garnish the lesser of: 25% of your disposable earnings for that week, or. the amount by which your disposable earnings for the week exceed 30 times the federal minimum hourly wage.

A creditor MUST have a judgment against you before it can get a garnishment. There are two basic limits on the amount creditors can take from your wages. First, they cannot take more than 25% of your take-home pay. Second, a creditor must leave you with at least $217.50 a week or $870 a month in net (take-home) pay.

What is a non continuing garnishment Oklahoma? 2. Non-continuing garnishment. This is essentially a bank levy, which allows the creditor to take non-exempt money directly from your account. This may also result in a bank account freeze while they take funds from the balance of your account to pay the judgment.