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Coverage Requirements As a general rule, a business with more than two employees is required to carry workers' compensation coverage. An employee is viewed broadly under workers' compensation law and includes part-time, seasonal and temporary workers, minors, trainees, immigrants and working family members.

In Virginia the workers compensation waiting period is seven (7) days. You will not receive wage loss benefits for the first seven calendar days of disability resulting from the workplace accident.

A sole proprietor that has no employees and that does not hire subcontractors is not required by law to carry workers' compensation coverage. An individual that is not required by law to carry coverage can obtain it voluntarily.

If your doctor says you cannot work because of your work-related injury or illness, you may be entitled to compensation equaling 66 2/3% of your regular wages based upon earnings for the 52 weeks prior to your injury. This amount is subject to a statewide maximum reimbursement amount.

Rule 4.2 Medical Reports Each party shall promptly provide the other parties with copies of any medical records they receive as they receive them. Unless otherwise directed by the Commission or these Rules, the parties shall not file medical records with the Commission until a hearing request is filed.

Instructions ONLINE: WebFile users may upload this form through their account. Click here to learn more about WebFile. FAX: Fax the complete form to 804-823-6956. MAIL: Mail the completed form to 333 E. Franklin St., Richmond, VA 23219. IN PERSON: Bring the completed form to any of our VWC Office Locations.