Make Legal Washington Debt Relief Forms For Free

Statute of Limitations in Washington In Washington, the statute of limitations on debt collection lawsuits is six years after the date of default or last payment on the debt account. When six years have passed, debt collectors can still attempt to collect these debts, but they cannot file a collection lawsuit.

The FDCPA: Prohibits a collection agency from discussing your debt with your family, friends, neighbors or employer. Limits the times of day collectors can call you. Prohibits the use of slurs, obscenities, insults or threats. Provides remedies for consumers who wish to stop collection agencies from all contact.

Follow these three steps to respond to a Complaint and Summons in Washington and avoid a default judgment: Answer each issue listed in the Complaint. Assert affirmative defenses. File the Answer with the court, and serve the plaintiff.

Contact the Coordinated Legal Education, Advice, and Referral - CLEAR. CL EAR is Northwest Justice Project's toll-free telephone service for eligible low-income people to obtain free legal assistance with civil legal problems. Call toll-free at 1-888-201-1014 - if you are under 60 and low-income.

Use this form if you believe the court's decision was legally incorrect or you have newly discovered evidence, and you want the same judge or commissioner to reconsider their decision. If you want a judge to review a commissioner's decision, use the Motion for Revision (form PO 110).

A debt collector can't harass, intimidate, threaten, or embarrass you. This prohibition includes contacting you too often or at unusual times. Washington law assumes a debt collector is harassing you if it calls three times a week or more than once a week at your workplace.