Mark Required Fields In Legal Georgia Garnishment Forms For Free

In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.

Limits on Wage Garnishment in the Georgia Under Georgia law, a money judgment creditor can take the lessor of: 25% of your disposable earnings for that week or, if the judgment upon which the garnishment is based arose from a private student loan, then 15% of your disposable earnings for that week, or.

A garnishment is filed against a third party who holds money or property for a judgment debtor. Normally garnishments are filed against a judgment debtor's employer or bank. Garnishments can be filed in the Magistrate Court as long as the amount due on the judgment does not exceed $15,000.

Second, once they obtain the judgment, the creditor will then apply for the garnishment. The court will then serve papers on your employer. The court papers will clearly state that your employer has 45 days to start taking money out of your paycheck or explain to the court that you no longer work there.

What Funds Are Exempt From Garnishment? There are several types of funds that are exempt from garnishment, and these include: Retirement, disability, and Social Security benefits; The exception is if you owe federal tax debt, federal student loans, or child support.

A wage garnishment is often called a wage attachment, and it is an order that requires your employer to withhold a part of your salary and send it directly to your creditors. The creditors must get a money judgment from a court before garnishing your wages most of the time.