Mark Required Fields In Legal Michigan Garnishment Forms For Free

In order to pursue a garnishment, a creditor must first obtain a judgment. A judgment is a court act creating or affirming a debt obligation. After 21 days of getting the judgment, the creditor can file a ?Request and Writ for Garnishment.? Once signed by the court, this Request and Writ is served on the ?garnishee?.

TO THE GARNISHEE: Within 7 days after you are served with this writ, deliver a copy of this writ to the defendant in person or mail a copy to his or her last-known address by first-class mail.

A creditor can garnish whichever is less: up to 25% of your disposable earnings or the amount of your disposable earnings that's more than 30 times the federal minimum wage (currently $217.50). Your disposable earnings are money you get after legally required deductions from your paycheck.

Generally, money from these sources cannot be garnished: Social Security benefits and disability payments. Supplemental Security Income (SSI) payments. Veterans' Benefits.

Michigan wage garnishments are of two types: Periodic garnishment is used to periodically remove money from you, such as earnings from a renter or lessort. In any case, it is valid for 91 days or until the judgment, interest and fees are paid. Non-Periodic Garnishment: It is used to seize money or property.

A periodic garnishment garnishes money the debtor is paid on a regular basis. Examples include paychecks or rent payments. Money is taken from each payment until the garnishment expires or the debt is paid. A writ of periodic garnishment is in effect until the balance of the judgment is paid off.