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All vehicles registered in the State of Delaware are required to have the minimum Delaware liability insurance coverage of $25,000/$50,000/$10,000 and a PIP (Personal Injury Protection) minimum of $15,000 for any 1 person and $30,000 for all persons injured in any 1 accident.

§ 2118. Delaware no-fault law (AKA: PIP or personal injury protection) provides for specific car insurance benefits ($15,000 per person, $30,000 per accident) that cover medical bills, loss of net earnings, funeral expenses, household help, etc. These car accident insurance benefits are available regardless of fault.

Specifically, under Delaware Code Title 10 §8119, slip and fall claims are subject to a two-year filing deadline. If an injured person waits too long after an incident to file a claim, they will likely be barred from recovering any compensation from the at-fault party.

The Delaware courts have consistently held that PIP is ?primary.? However, the term ?primary? does not appear to have its ordinary meaning in these cases, which is an insurer's obligation to pay first until coverage is exhausted, with other insurer's paying excess only.

The statute of limitations for a standard personal injury lawsuit in Delaware is two years after the date of the accident that caused your injuries.

For two years, PIP insurance in Delaware covers all medical expenses, lost wages and other costs related to an injury sustained in an accident, as long as these expenses don't exceed your coverage limits. The minimum PIP coverage required in Delaware is: $15,000 of expenses per person involved in an accident.