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A Georgia deed must be an original document signed by the current owner who is transferring property. A deed that transfers more than one person's ownership interest in Georgia real estate must have the signatures of each co-owner who is making the transfer. An electronic signature?as defined in Ga.

Mortgages are used, but they are rare. A security deed (deed to secure debt) is the customary security instrument in Georgia. Georgia does not use a Deed of Trust. Two witnesses are required to witness the signature of the grantor for a security deed to be recorded.

Deed of trust / Mortgage An instrument that secures a debt, the repayment of the loan/mortgage encumbered by real property. This is a three party document; the borrower (trustor), the beneficiary (lender), and the trustee who holds title to real property under the terms of a deed of trust.

New Recording Requirements for Georgia Security Deeds The date of the document. The names of the signatories of the document. The grantee's mailing address. Map and parcel ID, if applicable. The original loan amount or the amount of any outstanding principal and additional advance pursuant to a loan modification.

A mortgage release, also referred to as ?deed in lieu of foreclosure? (DIL), is when a homeowner relinquishes the ownership of their property voluntarily to the owner of the mortgage, often a bank or lender, in exchange for a release from the mortgage and all future mortgage payments.

In Georgia, a security deed is the document that secures a loan on real estate. OCGA § 44-14-80 states that security deeds expire seven years after the maturity of the last installment date stated in the security deed.