Merge Legal Pennsylvania Garnishment Forms For Free

Under Pennsylvania law, garnishments by the Pennsylvania Department of Revenue can't exceed 10% of your net wages, and your wages must be above poverty guidelines.

Pennsylvania does permit what is called "bank garnishment." This means if you have money in a bank, a creditor may obtain a judgment against you in court and garnish whatever money is deposited there ? even if that money is from a direct deposit of wages. Once the money is in the bank, it is subject to garnishment.

PENNSYLVANIA LAWS FOR FREEZING BANK ACCOUNTS First, the creditor must obtain a money judgment. After the judgment is obtained, the creditor must find a bank account that is in the name of the debtor. Once an account is located, the attorney must file and serve a Writ of Execution on the bank.

A bank account garnishment cannot occur on a credit card case unless a judgment is entered against you. In order for that to happen, you have to be sued, served with a lawsuit, and then lose.

If you work in a different state and a judgment is entered in a jurisdiction other than Pennsylvania, your wages are subject to garnishment under the laws of the state where you are employed. If your out of state wages are being garnished, you should contact our Pennsylvania bankruptcy attorney immediately.

Under Pennsylvania law, the garnishment of wages can only occur in limited circumstances and a Credit Card Company does not meet the criteria in most cases. Such a threat is illegal as it is a violation of the Fair Debt Collection Practices Act. We can sue the debt collector if they have made such a threat against you.