Number Pages In Legal Alabama Bad Checks Forms For Free

14 - Bad Checks. (1) If a bad check or negotiable instrument is dishonored, the writer of the check or instrument shall be required to tender payment of the full amount of such check or instrument plus a service charge of $30.00 as provided by the Code of Ala.

There are a couple of ways they can charge a bad check in Alabama. If they charge it as a theft then it is a one year statute of limitations. If they charge it as a forgery or a fraud case, then it is a three year statute of limitations pursuant to Code of Ala.

Understanding Bad Checks The bank will "bounce" the check if you write a bad one because there are insufficient funds in your account to cover it. It will decline to pay the amount. But some individuals write and try to pass checks even though they know there's not enough money in their accounts to cover them.

If the worthless check is stamped INSUFFICIENT FUNDS*, Alabama Law requires you to send a Statutory Notice (printable version available below) to the person who signed the check. The letter must be mailed to the address printed or handwritten on the check at the time of issuance.

A bad check is a check the bank will not honor. There are three kinds of bad checks. Non-Sufficient Funds (NSF) checks: A check is NSF if there is not enough money in the account to pay it or the account is closed. Stop Payment checks: The person who wrote the check told the bank to stop payment.

(c) Negotiating a worthless negotiable instrument is a Class A misdemeanor. Under this section of the law, there are two ways in which to establish prima facie evidence against the drawer of a check that the individual knew the instrument would be dishonored.