Number Pages In Legal Montana Bad Checks Forms For Free

Make sure that the crime fits the statute. Section 45-6-316 MCA states, ?(1) A person commits the offense of issuing a bad check when the person issues or delivers a check or other order upon a real or fictitious depository for the payment of money knowing that it will not be paid by the depository.

The statute of limitations for the liability created under this section is 6 years from the date of the demand under subsection (2). (7) This section applies to all checks, drafts, converted checks, electronic funds transfers, and orders, including those electronically presented for payment.

State Bad Check Laws ? All 50 States StateFelonyCivil PenaltiesMissouri>$150Triple the face amount of check up to $500.Montana>$300An amount equal to the service charge plus the greater of $100 or three times the amount of the check, not to exceed the amount of the check by more than $50024 more rows

A bad check is one that can't be negotiated because it's drawn on a nonexistent account or on an account that holds insufficient funds to cover its amount. A bad check is also known as a hot check and writing one is illegal.

Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank's policies regarding fraudulent checks.

People who write bad checks are normally charged fees by their banks and they could be on the hook for any fees incurred by the payee as well. Knowingly writing a bad check may constitute a misdemeanor or a felony, depending on the amount of the check and the state in which it was written.