Prepare Legal Arkansas Bad Checks Forms For Free

The Hot Check Program of the City Prosecutor's Office assists Fayetteville merchants and citizens in regaining lost revenue due to receiving checks returned by financial institutions for insufficient balance or account closed status (Hot Checks).

Any bad check in excess of $1,000 is considered to be a felony offense. Several checks written within a 90-day period that total over $1,000 may constitute a felony. Our office will send the checks to the County Prosecutor once we determine that the writer is a felony check writer.

After you find out that the check bounced, contact the bank. Even though the check bounced at one time, there might be sufficient funds now. Ask if the bank can try depositing the check again. If there still aren't sufficient funds in the customer's account, ask the bank if they can do an enforced collection.

Send certified mail. The check you wrote for $________, dated ______, which was made payable to _____________(write your/payee's name here), was returned by ______________ (write name of bank) because ____________(account was closed OR the account had insufficient funds).

If you try to cash or deposit a check and it comes back as bad, your first step is to reach out to the person who wrote the check and try to resolve the situation. Get payment for the check amount, as well as any fees you were charged, if possible. You can also call the bank.

Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank's policies regarding fraudulent checks. Fraudulent checks may be part of an overpayment/money order scam.