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Top Questions and Answers
Washington law requires debt collectors to get a license from the Washington State Department of Licensing (DOL) and post a bond before attempting to collect debts. They must renew their licenses yearly.
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Read this to understand debt collection practices and your rights when dealing with debt collectors. Includes form letters you can use to mail to debt ... The law is intended to protect consumers and stop abusive practices by debt collectors. What the law does. It covers the collection of any business, personal, ... This section summarizes portions of the state's collection agency law (RCW 19.16) and the federal Fair Debt Collections Practices Act (15 USC 1692). Apr 29, 2014 — (13) Communicate with the debtor through use of forms or instruments that simulate the form or appearance of judicial process, the form or ... Debt Collection model forms and samples ... Download English and translated versions of Debt Collection Rule model form. Editable versions of the forms are ... Send this letter as soon as you can -- if at all possible, within 30 days of when a debt collector contacts you the first time about a debt. This is important ... Jul 21, 2010 — As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection. We can help you defend yourself against collection claims and zombie debt. You have many legal rights that collectors must observe. In Washington State, these ... This notice is often framed as a request for them to cease and desist all collection efforts related to the debt. Legal Requirement: Under the Fair Debt ... Washington law requires debt collectors to get a license and prohibits some types of activities.
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