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All original claims for benefits must be filed by the injured employee, or someone on the injured employee's behalf, within one year after the injury or within two years after the death.

Applying for workers' compensation benefits can be completed in a few different ways. You can complete a First Report of Injury (FROI) online. You can also fax a completed FROI to WSI at 701-328-3820 or 888-786-8695 or mail it to PO Box 5585, Bismarck, ND 58506-5585. Call us at 800-777-5033 with questions.

The four monopolistic states are Ohio, Wyoming, Washington, and North Dakota. They are called monopolistic states because they bar the sale of workers compensation insurance by private insurers. In these states, employers must buy workers comp insurance from an insurance fund operated by the state.

North Dakota's Workers' Compensation law, with limited exceptions, requires all employers to insure all employees including full-time, part-time, seasonal, and occasional workers before employees begin working. It is unlawful to deduct any portion of the premium from wages or salary of any employee.

The state of North Dakota requires that most businesses have workers' compensation insurance before hiring their first employee. In ND, workers' compensation is also needed for out-of-state employees working in the state.

Temporary Total Disability (TTD) Benefits: An Injured worker's wage paid is 66 2/3%. The weekly payment minimum is 60% of the North Dakota state average weekly wage, $376, or the employees actual wage if it is less. The weekly maximum is $689, 110% of the injured workers actual average weekly wage.