Rearrange Pages In Legal Missouri Workers' Compensation Forms For Free

Workers' compensation insurance is required by law. Businesses with five or more employees are required to carry workers' compensation insurance in the state of Missouri. However, businesses in the construction industry are required to carry workers' comp insurance if there are one or more employees.

Missouri workers' compensation law requires businesses with five or more employees to carry coverage. The law, created by the Missouri General Assembly, gives your employees workers' compensation insurance benefits if they get a work-related injury or illness.

Insurance. In the state of Missouri you are required to carry workers' compensation insurance if you have five or more employees, unless you are in the construction industry, then you must carry workers' compensation insurance if you have one or more employees.

Workers' compensation is a state-mandated, "no-fault" insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers receive immunity from civil lawsuits by employees over such workplace injuries.

If you decide to file a claim for compensation, it should be filed with the Division within the statutory period of limitation, which is: Within two years after the date of the injury or death or, last payment was made on account of the injury or death; or.

Knowingly failing to insure workers' compensation liability under the law is a class A misdemeanor punishable by a fine of up to three times the annual premium the employer would have paid had it been insured or up to $50,000 whichever is greater. A subsequent violation is a class E felony.