Redact Legal Rhode Island Workers' Compensation Forms For Free

Certain types of workers and jobs aren't covered by workers' compensation laws. The main categories of workers that are not covered by traditional workers' compensation are business owners, volunteers, independent contractors, federal employees, railroad employees, and longshoremen.

Who is not covered by worker's compensation insurance? Injuries of self employed individuals.

You Must Be an Employee to Qualify for Workers' Comp Not all workers are employees when it comes to workers' compensation eligibility. In particular, independent contractors (like freelancers, consultants, or members of the "gig" economy) typically aren't entitled to workers' comp benefits.

First, the maximum amount an injured worker can receive for scarring in Rhode Island is currently $45,000.00. Scarring in Rhode Island is very subjective and can depend up several factors including what the scar looks like, where on the body the scar is located and the age and gender of the employee.

Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.

If your injury is not listed on the state workers' compensation injury schedule, you may collect a percentage of your average weekly wages for up to 312 weeks. If your injury involves permanent disfigurement, your benefits may continue for up to 500 weeks.